What Is The Max 401k Contribution For 2025. Irs 401k 2025 contribution limit the irs sets various limits for retirement plans, including 401(k)s. In 2025, the catchup contribution stayed at $7,500, the same as in 2024 and 2023.

The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution plan to. For 2025, the annual employee contribution limit for 401(k) plans is set to increase from $23,000 in 2024 to a record high of $23,500.